Dave Heuermann, President, has 36 years of experience in the mortgage industry. Over the years, he has developed extensive knowledge in all facets of mortgage banking – from sales and recruiting through processing and underwriting, compliance and risk management, secondary marketing and product development, servicing, and loan sales. Dave thoroughly understands the complexities of cash flows, payrolls, financial statements, audits, investor relations, warehouse banking, H.R. and benefits, corporate legalities, and state licensing. He emphasizes quality, high-performing leadership creating success beyond the necessary skill, knowledge, and mortgage banking experience. Dave believes that the key to creating a sense of accomplishment, loyalty, and ongoing individual and corporate success, is a coaching and mentoring leadership style.