FHA Submission Checklist
FHA SUBMISSION CHECKLIST
| V.I.P. Mortgage, Inc. Submission Form |
| Case # Request Form |
| AUS Findings (DU – only required if using broker credit for qualification) |
| Income Documentation (dated within 60 days of submission) o DU/LP Approval – Min required documentation per AUS findings o Manual UW – Income per 4155 |
| Asset Documentation (dated within 60 days of submission) o DU/LP Approval – Min required documentation per AUS findings o Manual UW – Income per 4155 |
| Preliminary Title Report (required for refinance) |
| Mortgage Note or Payment Coupon to determine benefit (refinance only) |
| Purchase Contract (if applicable) |
REQUIRED DISCLOSURES
| Broker initial Loan Estimate (LE) and any revised (if applicable) |
| Estimated Closing Statement or other acceptable Loan Estimate Settlement Services Fee Verification from the Title/Escrow Company. |
| Initial 1003 signed by the borrower and LO |
| Service Provider List |
| Intent to Proceed (TRID version) signed by Loan Processor |
| Anti-Steering Form (if Lender Paid Comp) |
| Borrower Signature Authorization |
| Initial 1003 signed by the borrower and LO |
| IRS Form 4506T |
| Homeownership Counseling Disclosure |
| Form 92900A Signed by the borrower and LO |
| Form 92900B Signed by the borrower and LO (purchase only) |
| Identity of Interest Certification (purchase only; appropriate box must be marked) |
| Mortgage Loan Origination Agreement (signed by LO & Borrower) |
| Mortgage Loan Disclosure Statement (signed by LO and borrowers, ONLY IN CA) |
| CA Domestic Partnership (non-married borrowers; 2 boxes must be checked) ONLY IN CA |
